serving our clients since 1991
Look at the following example: Investor A started to save R1 000 per year from age 19. He stopped at age 27, but left his investment to grow. Investor B began saving 10 years after Investor A has started. He continues to invest his R1 000 per year until age 65 and yet he never manages to accumulate as much money as Investor A.
| Investor A | Investor B | |||
| Age | Contribution | Year end Value | Contribution | Year end Value |
| 19 | R 1,000.00 | R 1,080.00 | ||
| 20 | R 1,000.00 | R 2,246.40 | ||
| 21 | R 1,000.00 | R 3,506.11 | ||
| 22 | R 1,000.00 | R 4,866.60 | ||
| 23 | R 1,000.00 | R 6,335.93 | ||
| 24 | R 1,000.00 | R 7,922.80 | ||
| 25 | R 1,000.00 | R 9,636.63 | ||
| 26 | R 1,000.00 | R 11,487.56 | ||
| 27 | R 1,000.00 | R 13,486.56 | ||
| 28 | R 14,565.49 | R 1,000.00 | R 1,080.00 | |
| 29 | R 15,730.73 | R 1,000.00 | R 2,246.40 | |
| 30 | R 16,989.18 | R 1,000.00 | R 3,506.11 | |
| 31 | R 18,348.32 | R 1,000.00 | R 4,866.60 | |
| 32 | R 19,816.18 | R 1,000.00 | R 6,335.93 | |
| 33 | R 21,401.48 | R 1,000.00 | R 7,922.80 | |
| 34 | R 23,113.60 | R 1,000.00 | R 9,636.63 | |
| 35 | R 24,962.69 | R 1,000.00 | R 11,487.56 | |
| 36 | R 26,959.70 | R 1,000.00 | R 13,486.56 | |
| 37 | R 29,116.48 | R 1,000.00 | R 15,645.49 | |
| 38 | R 31,445.79 | R 1,000.00 | R 17,977.13 | |
| 39 | R 33,961.46 | R 1,000.00 | R 20,495.30 | |
| 40 | R 36,678.38 | R 1,000.00 | R 23,214.92 | |
| 41 | R 39,612.65 | R 1,000.00 | R 26,152.11 | |
| 42 | R 42,781.66 | R 1,000.00 | R 29,324.28 | |
| 43 | R 46,204.19 | R 1,000.00 | R 32,750.23 | |
| 44 | R 49,900.52 | R 1,000.00 | R 36,450.24 | |
| 45 | R 53,892.57 | R 1,000.00 | R 40,446.26 | |
| 46 | R 58,203.97 | R 1,000.00 | R 44,761.96 | |
| 47 | R 62,860.29 | R 1,000.00 | R 49,422.92 | |
| 48 | R 67,889.11 | R 1,000.00 | R 54,456.76 | |
| 49 | R 73,320.24 | R 1,000.00 | R 59,893.30 | |
| 50 | R 79,185.86 | R 1,000.00 | R 65,764.76 | |
| 51 | R 85,520.73 | R 1,000.00 | R 72,105.94 | |
| 52 | R 92,362.39 | R 1,000.00 | R 78,954.42 | |
| 53 | R 99,751.38 | R 1,000.00 | R 86,350.77 | |
| 54 | R 107,731.49 | R 1,000.00 | R 94,338.83 | |
| 55 | R 116,350.01 | R 1,000.00 | R 102,965.94 | |
| 56 | R 125,658.01 | R 1,000.00 | R 112,283.21 | |
| 57 | R 135,710.65 | R 1,000.00 | R 122,345.87 | |
| 58 | R 146,567.50 | R 1,000.00 | R 133,213.54 | |
| 59 | R 158,292.90 | R 1,000.00 | R 144,950.62 | |
| 60 | R 170,956.34 | R 1,000.00 | R 157,626.67 | |
| 61 | R 184,632.84 | R 1,000.00 | R 171,316.80 | |
| 62 | R 199,403.47 | R 1,000.00 | R 186,102.15 | |
| 63 | R 215,355.75 | R 1,000.00 | R 202,070.32 | |
| 64 | R 232,584.21 | R 1,000.00 | R 219,315.95 | |
| 65 | R 251,190.94 | R 1,000.00 | R 237,941.22 | |
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